Buy Here Pay Here Louisville KY Call or Text 502-744-5555
We have the buy here pay here option available in Louisville KY at all of our locations. If you’re credit challenged at the moment we understand. Unfortunate things can happen to the best of people and end up negatively effecting their credit.
Maybe you lost a job and are now just recovering, and need a dependable car for the ride to work and back. Or it could be that you’ve had some serious medical bills pile up on you and this has affected your ability to be able to buy a car, truck or SUV. There are all kinds of reasons our credit can keep us from being able to make a vehicle purchase.
Having the BHPH (buy here pay here) option available on all of our vehicles helps in better serving our customers. Our thoughts are that just because your credit has been dinged up doesn’t mean we can’t work with you to get you into a reliable source or transportation. It’s been our experience that after we help one credit challenged person solve their transportation needs they tell another. Then another, and so on and so forth. Creating happy customers gets us more customers through word of mouth advertising, so yes, we’re here to help you.
Can I get a vehicle today?
Yes our buy here pay here customers enjoy same day service. When you visit one of our locations and after test driving our vehicles find one that you like and suits your needs and budget. We do all of the necessary paperwork and you take your newly purchased car, truck, or SUV home with you that same day. We have a streamlined buying process in place that allows us to be able to accomplish this for almost all of our customers and if you would like to learn more about it you can call or text us at 502-744-5555 or fill out our PRE – APPROVAL form for more information.
How does the buy here pay here process work?
With us in Louisville KY it works by the dealer lot actually doing the financing in house. In other words the car is financed at the same place it’s being bought at. This is standard in the buy here pay here industry. The dealer lot totes the note by being the financier of you newly purchased vehicle. With this structure in place the purchaser makes the payment directly to the dealership. That’s why it called “Buy Here Pay Here”.
How do I go about getting started?
You give us a call, send us a text, or fill out our PRE – APPROVAL form. A member or our team will contact you and answer all of your current questions, then set a time that’s convenient for you to visit one of our locations in Louisville KY. When you arrive you’ll be pleased to see that we have plenty of quality makes and models of vehicles in our inventory. Then the car shopping starts!
After test driving various cars, trucks, or SUV’s and finding one that fits your needs and that you like we sit down and go over the numbers. Afterwards when you feel comfortable with what we’re proposing we do all of the necessary paperwork so that you can take the car home that night.
What will I need to bring with me?
It’s not mandatory that you bring these things with you when you first come in. However if you have them it will help to speed the process up considerably. We look forward to seeing you!
- Proof of income: Recent pay stubs, or copies of checks.
- Drivers License: You need to bring your drivers license.
- Proof of residence: This can be a utility bill (cable, electric, gas, phone) with your name on it.
Will a buy here pay here car purchase help my credit score?
If you’re purchasing from a dealer like us that reports to the major credit bureaus yes.
Every time you make a payment on time without any late occurrences over the life of the loan it helps your score. We report all payments to the major bureaus so that our customers are able to do credit repair while they pay off their vehicle. We take a lot of pleasure when a BHPH customer calls us back in the future wanting to make another purchase and we inform them that their score has gone up and we can get them better terms. Better terms always mean lower payments!
Sadly though there are some BHPH dealers that don’t report your positive payments, and it’s our advice that you avoid them.
So what are you waiting for? You can get a good buy here pay here car today by calling or texting us at 502-744-5555 or you can fill out our PRE-APPROVAL FORM and we’ll get right to work for you. If you don’t get started, you’ll never get there. We look forward to hearing from you!